Make Payments That Work For You
At Valyou, we know furniture is an investment. That's why we've teamed up with finance providers to help make your design dreams come true. Simply apply, shop, and checkout - it's that easy.
Choose A Finance Provider
Frequently Asked Questions
What is the minimum FICO score needed?
The minimum credit score is 640–699. If applying with Acima, there’s no credit score needed as it is a lease-to-own program, which doesn’t require a credit check.
What is the minimum payment?
This all depends on which promotional tier you choose. Ketapult offers monthly payment plans that range from 6 months to 24 months. Acima will show you the minimum amount owed when you sign the contract.
Is there a down payment?
If you would like to submit a down payment, you are more than welcome to as this will bring down your monthly payments. Acima requires a first initial processing fee of $50.
When will I receive the bill for the first payment?
Typically, Katapult will send your first invoice within 30 days of delivery. Acima will let you know when your first payment is due via email, typically after delivery is dispatched.
How do I apply?
Our knowledgeable team is available to help you apply for financing at any of our locations. Depending on which financing option you choose, we can send the appropriate links to your email or as an SMS. You can also call our showrooms if you have any questions about submitting an application and we can help you get that process started.
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